PrivacyRegulation

CR code v2.1

Privacy (Credit Reporting) Code 2014 (Version 2.1)

The Privacy (Credit Reporting) Code 2014 (Version 2.1) provides a framework for credit reporting practices under Australia's Privacy Act. It outlines obligations for Credit Reporting Bodies (CRBs), Credit Providers (CPs), and other affected entities to ensure compliance with privacy regulations.

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Overview

The Privacy (Credit Reporting) Code 2014 (Version 2.1), effective from February 14, 2020 to April 21, 2022, forms a crucial part of Australia's regulatory framework for credit reporting. As mandated by the Privacy Act 1988, its provisions aim to enhance privacy protection amid comprehensive credit reporting. The code defines obligations for CRBs, CPs, and information recipients regarding the handling, accuracy, and security of credit-related personal information. It complements existing requirements in the Privacy Act, including Part IIIA, and requires adherence to additional data management and notification procedures. The Information Commissioner oversees compliance and enforcement of this registered code.

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