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GRCGuideline

RG 205 — Regulatory Guide 205: Credit Licensing: General Conduct Obligations

RG 205 is a regulatory guide issued by ASIC detailing the general conduct obligations for credit licensees, license applicants, and unlicensed carried-over instrument lenders. It helps entities comply with the National Credit Act and outlines specific areas of focus during compliance assessments.

Australian Securities & Investments Commission (ASIC) • Australia

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GRCGuideline

RG 207 — Regulatory Guide 207: Credit licensing: Financial requirements

RG 207 outlines the minimum expectations for Australian credit licensees to comply with the financial resource requirements under the National Consumer Credit Protection Act 2009. It provides guidance on how licensees should demonstrate adequate financial resources to ASIC during license application and annual compliance certification.

Australian Securities & Investments Commission (ASIC) • Australia

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GRCGuideline

RG 206 — Regulatory Guide 206: Credit licensing: Competence and training

Regulatory Guide 206 outlines the minimum expectations for credit licensees in demonstrating organisational competence as required by the National Credit Act. It covers compliance obligations related to qualifications, experience, training, and competence for individuals involved in credit activities.

Australian Securities and Investments Commission (ASIC) • Australia

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GRCGuideline

RG 209 — Regulatory Guide 209 Credit licensing: Responsible lending conduct

RG 209 is a regulatory guide issued by the Australian Securities & Investments Commission (ASIC). It outlines responsible lending obligations for credit licensees and applicants under Chapter 3 of the National Consumer Credit Protection Act 2009, providing steps to ensure compliance and reduce risks.

Australian Securities & Investments Commission (ASIC) • Australia • v2019

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GRCRegulation

NCCP Regulations — National Consumer Credit Protection Regulations 2010

This regulation provides detailed requirements under the National Consumer Credit Protection Act 2009 to govern the licensing, responsible lending, credit contracts, and compliance monitoring for entities providing credit services in Australia. It aims to ensure transparency and protection for consumers in financial and credit transactions.

Australian Government • Australia • v2021-12

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GRCLaw

SIS Act — Superannuation Industry (Supervision) Act 1993

The Superannuation Industry (Supervision) Act 1993 establishes the regulatory framework for superannuation funds in Australia. It defines compliance standards for trustees, funds, and associated entities, aiming to ensure proper administration and protection of member benefits.

Australian Government • Australia • vNo. 78, 1993

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PrivacyLaw

NCCP Act 2009 — National Consumer Credit Protection Act 2009

The National Consumer Credit Protection Act 2009 is an Australian law that regulates the provision of consumer credit and financial services in the country. It outlines licensing requirements for entities engaged in credit activities and includes protections for consumers against unsuitable credit agreements.

Australian Government • Australia • vNo. 134

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GRCGuideline

RG 1 — Regulatory Guide 1: Applying for and varying an AFS licence

This regulatory guide provides details on the process for applying for and varying an Australian Financial Services (AFS) licence. It outlines ASIC’s approach to assessing applications and the required documentation for submission.

Australian Securities and Investments Commission (ASIC) • Australia

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GRCGuideline

RG 181 — RG 181 AFS licensing: Managing conflicts of interest

This regulatory guide outlines the legal obligations under the Corporations Act for Australian financial services (AFS) licensees to have adequate arrangements to manage conflicts of interest. It provides specific guidance on identifying conflicts, implementing effective arrangements, and managing conflicts using appropriate tools.

Australian Securities and Investments Commission (ASIC) • Australia

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GRCGuideline

RG 166 — RG 166 AFS Licensing: Financial Requirements

RG 166 provides financial requirements for holders of an Australian Financial Services (AFS) licence, which vary based on the financial products and services offered. It excludes entities regulated by the Australian Prudential Regulation Authority (APRA) that are not required to comply with specific provisions of the Corporations Act 2001.

Australian Securities and Investments Commission (ASIC) • Australia

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GRCGuideline

RG 104 — Regulatory Guide 104: AFS Licensing: Meeting the General Obligations

This regulatory guide provides information for Australian Financial Services (AFS) licensees and applicants about compliance with general obligations under section 912A(1) of the Corporations Act. It outlines what ASIC looks for during assessments of compliance.

Australian Securities and Investments Commission (ASIC) • Australia

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GRCGuideline

RG 105 — RG 105 AFS Licensing: Organisational Competence

This guide outlines the requirements for Australian financial services (AFS) licensees and applicants to meet the 'organisational competence obligation' under the Corporations Act. It provides clarity on compliance expectations relating to the qualifications, experience, and capability of key individuals within the licensee's organization.

Australian Securities and Investments Commission (ASIC) • Australia

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